Triad USA

Experience that works to your benefits

Services

Triad delivers superior results that go above and beyond the typical benefits consulting and brokerage services. We consistently work with you to develop and establish a benefits approach that is in line with your overall business strategies, goals and objectives.

We strive to ensure a thorough and complete compilation and analysis of all relevant data and information as a basis for developing and recommending a strategic plan, while measuring ongoing performance. This methodology and approach is specific to each of our clients and will recognize the unique requirements and expectations of your organization and employees.

Through our comprehensive services, we will continuously differentiate our capabilities and deliverables in order to provide you with completely unbiased input and the most successful benefit plan possible. Our complete line of benefits management services caters to all levels and areas of need.

Health and Welfare Benefits Plan Management

Triad will work with you to handle all aspects of welfare plan management, from researching plan options to implementation and evaluating program satisfaction.

Available plan designs include:

  • Health & Welfare
  • Life
  • Disability
  • Dental
  • Vision
  • Long-term care
  • Pharmaceutical programs
  • Behavioral health
  • Employee Assistance Plans
  • Flexible Benefits
  • Spending Accounts
  • Voluntary Benefits

Wellness

We are in the forefront and nationally recognized as developing innovative solutions and achieving successful outcomes in linking health and wellness efforts to reductions in health care spending aimed at improving employee health and thereby reducing healthcare costs, eliminating unnecessary absences and on the job costs. We will develop a comprehensive and integrated program that represents a collaborative partnership involving management, labor organizations, insurance companies, other vendors, providers and plan participants.

  • Wellness initiatives
  • Health Risk Appraisals (HRA)
  • Predictive modeling
  • Disease management and outreach
  • Utilization management
  • Case management
  • Quality and cost transparency
  • Patient safety
  • Integration with absence management and disability programs
  • Improvement of on-the-job performance

Health Care Consulting

With our combined experience and knowledge of health and welfare plans, we are able to assist members of the health care industry in understanding benefit programs with regards to how their products and services are covered under consumer plans.

Total Health Management through Value Based Benefit Design (VBBD)

Total Health Management is a comprehensive and integrated approach that represents a collaborative partnership comprised of management and labor, plan professionals, insurance companies, other vendors, providers and plan participants.

Value Based Benefit Design (VBBD) is a fundamental change to the way health benefits are structured by adjusting out-of-pocket costs to promote the use of high-value services to help improve health outcomes at any level of health care expenditure. VBBD supports an integrated health management approach to promote total employee health by marrying wellness and health promotion with incidental illness, chronic disease and complex-catastrophic individual cases.

VBBD results in improved health and productivity by removing a critical barrier to high-value services resulting in:

  • Lower out-of-pocket costs
  • A healthier lifestyle
  • Increased use of preventive services and high-value services
  • Increased incidence of self-management of chronic conditions or diseases
  • Reduced absenteeism
  • Reduced medical disability time
  • Improved presenteeism
  • Avoidance of costs related to future services due to the potential
    for better clinical outcomes offset lower out-of-pocket costs
    Example: Increased costs of cholesterol-lowering medications offset
    the decreased costs attributable to potential for fewer heart attacks

Learn more about the services we offer by contacting us for additional information.

© 2009 Triad USA, Inc.